#open for more workLearn more
Levano

Client account

An outcome every day. A surplus is not a clear day.

You answer for the client account, and you are the one the auditor asks. Each day Levano writes the outcome down: whether the bank covers what the clients are owed, whether anyone is in minus, and whether the day could be checked at all.

Book a demoJoin the waitlist
app.levano.io/client-funds/control

Built on the industry's strictest security and data standards

  • EU hostingGermany and Sweden
  • AES-256 · TLS 1.3Encryption in every layer
  • Audit trailHMAC-signed
  • GDPREU data protection
Encrypted, logged and hosted in the EU

The daily control

Five outcomes. One of them is clear.

Covered, surplus, shortfall, not checked, or a negative client balance. A surplus is the firm's own money, or a deposit nobody has allocated, and it does not count as a day in order. A difference of at most 1,00 kr is rounding and still counts as covered. The control corrects nothing. It writes the day down.

  • A client in minus beats a total that adds up
  • A partial bank figure stands as not checked
  • Running the same day again does not change the row
app.levano.io/client-funds/control

The bank

The balance is fetched. It is not guessed.

The control runs at 7.20, after the balance has been fetched from the connected bank through Yapily. If the balance cannot be read, the day did not pass. It was not checked. A day that has passed cannot be measured afterwards, so a missing day is written as not checked, not with today's figures under yesterday's date. A client bank account hidden from the overview still counts.

  • PSD2 account data, used for the reconciliation
  • No bank, no clear outcome
  • Hidden client bank accounts stay in the day's figures
app.levano.io/client-funds/control

The client-account declaration

The basis in one zip. Not the filing.

Once a year you file the client-account declaration. Levano gathers the basis: a PDF cover and six CSV files with the client specification, the reconciliation, the movements, the daily controls, the bank accounts and the deviations. The package is not the declaration, and Levano does not file it. You do. If an expected document is missing, it is named on the cover, and the package can still be downloaded.

  • Each file has a SHA-256 in the contents list
  • A new edition does not replace the old one
  • The filing can be recorded afterwards, with the receipt
app.levano.io/client-funds/statement-package
An open contract with a fountain pen on a lawyer's desk
The day is written down. It is not rewritten.

The archive

The sheet stays, as the day was.

The day's control is written once and filed as a sheet the auditor can read without logging in. On the 1st of the month a draft reconciliation is prepared. It is a calculation. A lawyer reconciles it, and a period that has been reconciled is left alone. If the sheet showed a shortfall, the shortfall stays. A correction is a new document.

From deposit to declaration

Controls, not a tick.

01

Book it to the client

Money in is booked to the client. Money out needs a ground: back to the client, on after the client's instruction, set-off against a booked claim, a move to another client bank account, or correction of an error. The balance cannot go below zero. Where the firm has the accounts, the movement becomes two lines: client bank and client liability.

02

Let the day have an outcome

At 7.20 the bank is compared with what clients are owed. A surplus, a shortfall, a day that could not be read, and a client in minus each become something to look at. The control does not clear the error.

03

See who holds the money

The section 38 b roster reads the balance on the pooled client account. A client with money is on it, even when nobody noted an expected deposit. The package for the bank is built from that, one bank at a time. Levano does not send it. You do, through the bank's own channel.

04

Download the basis for the year

The zip gathers the six data sets and the cover. It is the basis you and the auditor work from. You file the declaration yourself, and the filing can be recorded afterwards.

A lawyer at a desk overlooking Copenhagen
A day when the bank holds more than the clients are owed is not a day in order.

FAQ

Questions about the client account.

  • Five: covered, surplus, shortfall, not checked and a negative client balance. Only the first is a day in order. A client in minus is the most serious, even when the combined total adds up, because another client's deposit can be holding the minus up.

Pilot access opens Q4 2026 · limited spots

Ready to leave on time?

Levano opens to new pilot firms in Q4 2026. Join the waitlist now and be among the first to get access.

Join the waitlistBook a demo

Secure your spot

Join the waitlist. We will send an invitation when pilot access opens.

We never share your email. Unsubscribe anytime.

  • No commitment
  • Takes 2 minutes
  • Reply within 24 hours